"According to the Cambridge Consumer Credit Index, 40% of credit card holders are making only minimum payments on their credit card balances. Six percent have stopped paying entirely."
e esta conclusão:
"With almost half of credit-card holding Americans (i.e. most Americans) effectively bankrupt, do we have the basis for a traditional economic recovery, that is “pent-up demand”? I don’t think so. "
recuperação adiada?
"why the recovery isn’t happening, consider that you won’t get a traditional recovery if you don’t have a traditional slowdown. These days consumers are acting in non-traditional ways by going deeper into debt, rather than paring down debt. During the 1991 recession consumers lopped $11 billion off their non-mortgage debt. Last year they tacked on $110 billion. Sound like a recipe for economic growth? Or a recipe for financial disaster?
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aqui facultada deverá ser entendida como conselho ou recomendação
de qualquer tipo de transacção ou investimento.
